Be certain that you have adequate insurance with up-to-date appraisals on each fur garment that you own. Keep in mind that most homeowner’s policies will not adequately cover your garments unless there is a specific rider adding them to the basic policy. Also be sure to get information on applicable deductibles and depreciation that would apply in the event of a loss. Almost all Authorized Furcare SpecialistsSM can appraise your furs, and usually much more accurately than a standard insurance company. Some Authorized Furriers even offer insurance or replacement programs that are much more complete and specialized to your fur needs at a competitive cost.